Mortgage refusal due to spray foam in the loft
Why it happens here
Lenders treat spray foam as a risk because it can hide structural defects and trap moisture. In Greatham, many lofts were foamed years ago without BBA approval, and surveyors now flag it routinely. It is the single most common reason people call us.
Our approach
We remove the foam to a standard surveyors accept, document the roof condition with photographs, and supply a completion report. Most Greatham cases are resolved within two to three working days so the sale can proceed.