Mortgage refusal due to spray foam in the roof
Why it happens here
Lenders treat spray foam as a risk because it can hide roof defects and is hard to inspect. In Stranton, where many lofts were foamed between 2010 and 2018 without BBA approval, surveys regularly flag it and mortgage offers get pulled.
Our approach
We remove the foam, inspect the timbers with a moisture meter and boroscope, and provide a written report with photographs. Lenders and brokers in Hartlepool accept our documentation, and we can usually complete the work within a week of instruction.